100% Audit Trail
Every activity logged as you work
Email and Excel leave gaps you can’t defend. finperiti records every action, time-stamped as it happens, with full reports you can export at any time.
Compliance. Simplified.
Onboard clients in minutes, not weeks. Stay compliant. Operate with confidence.
finperiti helps regulated firms automate AML, KYC and KYB onboarding, screen for risks and monitor clients, all in one secure platform that works with the Microsoft 365 you already use.
- Onboard in minutes
- Reduce compliance risk
- Built for regulated businesses
Onboarding overview
Sample data · illustrative preview
142
Clients onboarded
18
Pending review
3
High risk cases
128
Low risk cases
Recent onboarding activity
| Client | Type | Status | Risk | Updated |
|---|---|---|---|---|
| Northwind Holdings | Company | Approved | Low | 2h ago |
| Alder & Finch LLP | Company | In review | Medium | 4h ago |
| M. Kowalczyk | Individual | In progress | Low | 1d ago |
| Meridian Trade GmbH | Company | To do | High | 2d ago |
Verification progress
78%complete
- Identity checks82%
- Company checks74%
- Sanctions & PEP69%
- Adverse media64%
Risk distribution
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Onboard in minutes
Guided flows and automated checks replace weeks of email back-and-forth.
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Reduce compliance risk
Consistent checks and an append-only trail behind every decision.
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Built for regulated firms
Designed around UK AML rules and the EU rules arriving in July 2027.
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Grow without switching
Unlimited clients and users on every plan, with Groups pricing as you add entities.
EU AML rules apply from July 2027
Enterprise-grade compliance. Designed at SME pricing
Accountants, legal advisers, wealth managers and other regulated firms must run client onboarding they can defend to a supervisor. Most still do it with email and spreadsheets.
100% Visibility
The rules are changing
Every client.Every document.Every decision.No more chasing files across shared folders.
€1M+ Risk
One missed check can cost more than a decade of finperiti
A 10-person accountancy practice onboards a client without a proper beneficial-owner check. Under the EU rules coming in July 2027, non-financial firms such as accountants, car dealerships, tax advisers and estate agents face fines of up to €1M or more. Financial institutions such as banks face up to €10M. finperiti costs from €199 a month.
Why now
Enforcement has reached small firms
AML rules aren’t new. What’s changing is how firmly they’re enforced, and how little room is left for spreadsheets and email.
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Today · UK
The rules already apply
The Money Laundering Regulations 2017 already require a documented, risk-based approach to client due diligence, with records you can show a supervisor.
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July 2027 · EU
One rulebook, directly applicable
The EU AML Regulation (2024/1624) applies directly in every member state. One standard, far less national discretion.
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AMLA · EU-wide
Supervision gets coordinated
The new EU Anti-Money Laundering Authority coordinates national supervisors, so expectations become consistent across borders.
914
AML penalties issued by Malta’s FIAU since 2019, totalling more than €29.5m in fines.
+177%
Rise in HMRC AML fines in the UK, with 1,860 fines issued from 2021/22 to 2024/25.
From€2,388
A year for finperiti AML Essentials, per entity, with unlimited clients and users. Manual onboarding can take two to three staff days per client.
Sources: FIAU (Malta) enforcement data, 2019–2024; HMRC AML penalty data, 2021/22–2024/25; Regulation (EU) 2024/1624. Price excludes VAT.
Built for modern compliance teams
Everything you need for compliant client onboarding
Powerful tools, seamless workflows and reliable compliance processes, all in one platform.
Smart document capture
Required documents are derived from each client’s country and risk profile, then collected through a secure portal and extracted automatically.
- Country & risk-based requirements
- AI document extraction
KYC & KYB checks
Verify individuals and businesses, including company registry search, ownership and control, against a fixed, versioned KYC/KYB rubric.
- Individuals and legal entities
- Company registry search
Screening & monitoring
Clients and beneficial owners are checked against sanctions, PEP and adverse-media lists, with ongoing monitoring as lists change.
- Sanctions, PEP & adverse media
- Ongoing list monitoring
AI-assisted risk review
An advisory risk score speeds up every case. The analyst confirms or overrides it, stays accountable, and every step is recorded.
- Advisory score, human decision
- Every step on the record
Transparent by design
Risk scoring you can explain to a regulator
Each case is rated across four areas. Scores from 0 to 100 map to fixed bands, and safeguards stop an average from hiding something serious.
Ask us about the methodologyWhat a case rating looks at
Risk bands
Low
Medium
High
- A confirmed sanctions, PEP or serious adverse-media match makes a case High
- Unsure documents always go to a person
How it works
From application to approval, in four simple steps
A streamlined process that removes repetitive manual tasks, so your team spends its time on judgement, not chasing documents.
Book a Demo-
Step 1: Capture client information
Collect relevant client information through guided onboarding and secure document submission.
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Step 2: Run compliance checks
Perform KYC, KYB, sanctions, PEP and adverse-media screening, manually or automated depending on your plan.
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Step 3: Review risk and make a decision
AI-assisted insights inform the case; a human analyst confirms or overrides and is accountable for the outcome.
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Step 4: Maintain ongoing monitoring
Track list changes over time and keep every review action recorded in the audit trail.
Trust & security
Your data. Protected. Always.
Keep a tamper-evident record of every decision, choose where your documents are kept, and reproduce any assessment exactly as it was made.
Ask us about security-
Audit-ready records
An append-only, hash-chained trail captures who decided what, when and why.
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Data where you need it
Essentials is hosted and managed by finperiti. On Professional, your document vault sits in your own Microsoft 365 tenant.
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Controlled access
Role-based access for your staff, with every review action recorded.
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Traceable decisions
AI scores are advisory; an analyst confirms or overrides each one, on the record.
We retired a €6K competitor because we still had to classify risk by hand. Finperiti solved that instantly.
Why SMEs Trust finperiti
Distinctive advantages that differentiate finperiti
finperiti brings enterprise-grade AML onboarding to firms of every size, at a price SMEs can afford, working with the Microsoft 365 your firm already uses. No IT project, no extra training — just seamless, audit-ready compliance where you already work.
Works with Microsoft 365
Sign in with the Microsoft 365 your firm already uses — no new logins and no IT setup, keeping your existing workflows intact.
AI-Assisted Risk Rating
AI built for regulated-firm onboarding drafts risk ratings and flags issues for your compliance team to review. Agentic workflows follow in 2027.
Complete Workflow Control
Manages the entire onboarding process from client intake to audit readiness, providing full ownership over compliance.
Affordable
Modular pricing that scales with your firm — from sole practitioners to multi-office teams — at 70–90% less than enterprise compliance platforms.
Secure Data, Your Choice of Home
Encrypted, tamper-evident storage. On the Professional plan, your vault resides within your own Microsoft 365 tenant, using secure split-cloud storage technology.
Instant ROI
Automates up to 80% of manual tasks, reducing risk and simplifying audits for immediate efficiency gains.
News & milestones
From Enterprise Ireland backing to launch
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September 2025
Selected for Enterprise Ireland’s New Frontiers
Our CEO, Fiona Finucane, was one of eleven founders from Dublin and the north-east chosen for phase three of the programme.
Featured in Northside People West
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2026
Partnerships signed
AStrategic partnerships established with leading technology and identity verification providers, alongside Finperiti joining Microsoft’s ISV Success programme.
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28 October 2026
Launch event in Malta
We’re introducing finperiti to firms in Malta at an invitation-only launch event.
Request an invitation -
November 2026
Heading to Web Summit, Lisbon
Enterprise Ireland selected finperiti as one of 24 high-potential start-ups in its Web Summit delegation, 9–12 November.
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January 2027
finperiti AML and IQ launch
Both products go live. Register now to be among the first firms on the platform.
Register your interest
Finperiti is the first platform that addresses our real world workflows.
Sign-up Plan & Pricing
Simple, transparent pricing designed for SMEs
No set-up fee, no per-seat fees, no lock-in.
€199/entity/month
No set-up fee. The full finperiti AML platform, hosted by us, with unlimited clients and users. Professional (€399) keeps your vault in your own Microsoft 365 tenant.
- AML client onboarding
- KYC verification workflows
- Automated risk ratings
- Audit trails & reporting
- Microsoft 365 integration
Our Team
The people behind our success
Fiona Finucane
CEO & Co-Founder
Visionary leader with 20+ years in fund services and compliance tech, leading product and regulatory strategy.
Learn more about Fiona Finucane
Richard Metcalfe
CGO & Co-Founder
Growth expert with 20+ years scaling B2B SaaS ventures and driving commercial success.
Learn more about Richard Metcalfe
Gordon Rudman
CPTO & Co-Founder
Technology leader with 25+ years in product development, software engineering, enterprise architecture, and building secure, scalable platforms.
Learn more about Gordon Rudman
Rachel Martin
Regulatory & Compliance Expert
AML and compliance specialist guiding regulatory strategy and risk frameworks.
Learn more about Rachel Martin
James Robinson
CFO Advisor
Finance leader with 20+ years experience advising on forecasting, strategy, and growth.
Learn more about James Robinson
Paul Mason
Strategic Advisor
Industry veteran with 25+ years of global leadership, driving AI strategy and partnerships.
Learn more about Paul MasonGet started
Ready to see it in your environment?
Book a 30-minute demo and we’ll walk you through onboarding a client, live, from start to finish.